What is ThinkCash?

ThinkCash helps you get the fast cash you need to cover life's unexpected events. This is a new option for people who want a short term loan without the hassle of driving to a bank or the costs of a payday loan.

Unlike a Traditional Bank Loan:

No paperwork, no long approval processes, and no waiting in line. You'll get a decision in seconds on your loan application any time of day or night — and you can get from $250 to $2500 the next business day.*

Unlike a Payday Loan:

ThinkCash provides access to rates that are typically 25 – 75% lower than payday loans*. But the real benefit is our convenient payment options. You can pay off your loan in several installments - or pay off completely at any time - with no penalties. It's your choice.

Compare and Save:

Many online payday lenders charge $20 to $30 per hundred dollars borrowed for every 2 weeks you keep the loan. That's a 521% to 782% APR*! And even if you pay off the loan early, you may still owe the entire loan fee. Typically, our lenders charge less than $1 per day per $100 borrowed (324.1% APR) for small, short-term loans and as little as 28 cents per day per $100 borrowed (98.7% APR) for larger loans. Better yet, you can make payments early with no penalties. So if you pay off your loan in 3 days, you'll only pay 3 days worth of interest. For a typical transaction, the Annual Percentage Rate (APR) for a loan of $1000.00 is 198.5% with 18 bi-weekly payments of $104.00.