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Short Term Loans

Short on cash and time? Then let ThinkCash.com come to your rescue. With just a few clicks and within seconds you could be approved. With ThinkCash.com, short term loans could be available to you by the next business day*. No waiting, no worrying.


At ThinkCash.com there are no hidden charges or fees – you pay interest only for the time you keep the loan. There are no prepayment penalties and we make it easy for you to lower the cost of your loan by paying down or paying off your loan early.


To assist you in making your payments, ThinkCash.com structures your loans so that you don’t have to pay more than $100 per payment (based on biweekly payments). The number of payments you’ll make on your loan is based on the size of your loan and your pay schedule. All payments can be made automatically so you don’t have to worry about missing a payment and you can also elect to receive email and phone reminders when your payment is coming due.


Why Short Term Loans?

We all know there are times when we need just a little bit more to get us by. If going to friends or family isn’t an option, a short term loan can be. Whether you are trying to avoid late fees, need to repair your car or have a health care expense or an emergency, you have the ability to receive cash overnight with just a few clicks of your mouse.


No more waiting in line at the bank, filling out mountains of paperwork and then waiting for weeks for approval. With ThinkCash.com there is no paperwork*, no lines and no hassles. short term loans are one of the easiest ways to solve your immediate concerns and financial needs.


  1. No Need for Perfect Credit
  2. No Paperwork*
  3. Instant Approval*
  4. Convenient payment options
  5. Cash in your account in one business day

Apply Today

Ready for your own short term loan? Apply today to find out how much you qualify for.

  1. online loan
  2. personal loan
  3. cash loan
  4. installment loans

Refer a Friend

Have a friend who needs an online loan? Refer them to ThinkCash.com and receive free cash for yourself through our incentive program. We provide a $25 referral bonus per every first loan opened on each new eligible account you refer. There are no restrictions on the amount of referral bonuses you earn. Please see http://www.ThinkCash.com/referral.aspx for Refer a Friend terms and conditions.
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* Loans are offered by First Bank of Delaware (member FDIC), not affiliated with ThinkCash. ThinkCash does not grant or deny credit with respect to these loans. All loans are subject to credit approval. Maximum loan amount for initial loan is $1500.00. Maximum loan amount for subsequent loans is $2500.00, subject to credit approval. Credit approval is subject to lender’s credit standards, and actual terms (including actual loan amounts) may vary by applicant. Certain limitations apply. Applications processed before 5:00 p.m. Central Time are typically funded the next banking day. In some cases we may not be able to verify your application information and may ask you to provide certain documents. The Annual Percentage Rate (APR) for a loan of $1000.00 is 219.4% with 30 bi-weekly payments of $92.53. See ThinkCash.com for additional details. Complete disclosures of APR, fees and payment terms are provided by the lender in the Loan Agreement.
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