Frequently Asked Questions

You need a job or proven source of income, email address, checking account in good standing, and you must be at least 18 years of age (19 years of age for applicants residing in Alabama and Nebraska). Signed Loan Agreements are subject to verification of prior loan history and application information.
Your application will be either approved or declined based on our evaluation of the information you provide. On occasion, we may ask customers to fax additional information. Accounts in good standing reflect 30 days of transaction history without any of the following:

• • Non-sufficient fund transactions
• • Returned checks
• • Overdraft charges
• • Negative account balances

We offer loans of up to $2,500*. Click Loan Cost and Terms for more information.

We complete application verification at 5:00 PM Central Time. If your application is approved, your money will be electronically deposited (via ACH) to your bank account (Monday through Friday excluding bank holidays). The funds should arrive at your bank the following day. You can contact your bank to verify that the funds have been credited to your account. You can also elect to receive your funds via a check by postal mail. Please note that by choosing this option, you should allow 7 to 10 days for delivery.
Loan applications received after 5:00 PM Central Time are processed the next business day.

See our Loans Cost and Terms for more information.